Happy Birthday, America!
As we head into the July 4th weekend, I am filled with gratitude. Thank you to everyone who makes Americal […]
Uncategorized
Uncategorized
Stablecoins… At Last… Pretty Please…
We may FINALLY have well-regulated stablecoins thanks to the GENIUS Act and the regs currently being finalized. Bank and credit
predictions, strategy
It’s 1984. Kind of.
In 1984, the Macintosh disrupted the status quo. Look around. The pace of change is much faster in 2026. If
AI, BaaS, Banking, predictions, Uncategorized
2026: A Bank Odyssey
Predictions: 1. Bank-Fintech Partnerships accelerate this year. 2. We finally agree that the “BaaS” acronym is backward… The business model
BaaS, strategy
Crazy Train as a Service
Remember the early days of BaaS? Regulators stopped that crazy train before too many banks went off the rails. (A
BaaS, Banking
Educating Banks, Fintechs and Ourselves!
Fintechs and banks need educating, too. The world changed. New platforms, new payment rails, new channels, new ways for small
Banking, strategy
We Hold These Truths (About Core Platforms) to be Self-Evident…
Thomas Jefferson once gave this advice to senior bank executives.They asked him about replacing their legacy banking core platform software.
strategy
Bad Hair Day / Good Pig Day
Open letter to the Google Meet Product Team:___________________________________________________________Dear Team, Please explain your thinking on target customer segments and key drivers
Career, long story
“Woof!” Oops, I Mean “Baah”
Yes, I am usually in the Finance Department.I fit right in! I’ve led Product Management, Business Analysts, Ops, SOX, Training,
AI, strategy
Escape the AI Gravity Well.
You’ve heard: “The people who use AI who will take your job.” The corollary: “The people who post about AI