It’s 1984. Kind of.
In 1984, the Macintosh disrupted the status quo. Look around. The pace of change is much faster in 2026. If […]
predictions, strategy
strategy
BaaS, strategy
Crazy Train as a Service
Remember the early days of BaaS? Regulators stopped that crazy train before too many banks went off the rails. (A
Banking, strategy
We Hold These Truths (About Core Platforms) to be Self-Evident…
Thomas Jefferson once gave this advice to senior bank executives.They asked him about replacing their legacy banking core platform software.
strategy
Bad Hair Day / Good Pig Day
Open letter to the Google Meet Product Team:___________________________________________________________Dear Team, Please explain your thinking on target customer segments and key drivers
AI, strategy
Escape the AI Gravity Well.
You’ve heard: “The people who use AI who will take your job.” The corollary: “The people who post about AI
AI, predictions, strategy
Wright, Wrong and Moore’s Laws
There’s a new law that affects everybody. It replaces Moore’s Law that we grew up with. Moore’s Law predicted “The
strategy
Today’s “custom” is tomorrow’s “tech debt”.
Aim for using systems “right out of the box” (just as they were designed to work). Use standard configurations whenever
BaaS, strategy
I “Speak Bank” for Fintechs…
And “speak fintech” for banks. Without a competent translator, bad things happen. The words look the same, but the meanings
BaaS, Banking, strategy
Joan Jett’s Advice to Fintechs
A tech partner/vendor must IMPROVE a bank’s reputation with regulators and key customers, otherwise the relationship is a non-starter. Background:
strategy
A Little Less Conversation…
A little more action, please. If you want to build something amazing…The best and fastest way is to build version