2026: A Bank Odyssey
Predictions: 1. Bank-Fintech Partnerships accelerate this year. 2. We finally agree that the “BaaS” acronym is backward… The business model […]
AI, BaaS, Banking, predictions, Uncategorized
Banking
BaaS, Banking
Educating Banks, Fintechs and Ourselves!
Fintechs and banks need educating, too. The world changed. New platforms, new payment rails, new channels, new ways for small
Banking, strategy
We Hold These Truths (About Core Platforms) to be Self-Evident…
Thomas Jefferson once gave this advice to senior bank executives.They asked him about replacing their legacy banking core platform software.
BaaS, Banking
Permissionless innovation rapidly disrupts entire industries.
A bank charter is the the opposite. Banks are constrained by what regulators will permit. Innovation must be deliberate, documented,
BaaS, Banking, strategy
Joan Jett’s Advice to Fintechs
A tech partner/vendor must IMPROVE a bank’s reputation with regulators and key customers, otherwise the relationship is a non-starter. Background:
BaaS, Banking
Who really LOVES Microsoft Windows 11?
Banks: Do you really LOVE your core system? We all use two kinds of software:A. Stuff we like and choose
Banking
The Fed Scandal – I’m Jetpacking
13 general comments about the Fed: NO POLITICICAL OPINIONS EXPRESSED Before you respond to anything on this list, I’m going
BaaS, Banking, strategy
Forget Mars vs Venus. It’s Chicken & Ducks now.
The Cantonese expression 雞同鴨講 translates to “Chicken-Duck Talk”. Stacy Bishop has a great “cheat sheet” to help fintech ducks translate their
Banking, strategy
It’s Not My Fault! (…or is it?)
There is some BAD advice going around. Here is GOOD advice: If you run a chartered bank, THE BANK is
BaaS, Banking, strategy
10 Critical Lessons for Banking in 2026
10 Critical Lessons for Banking in 2026 Here’s what you need to know about the seismic shifts disrupting the banking