2026: A Bank Odyssey
Predictions: 1. Bank-Fintech Partnerships accelerate this year. 2. We finally agree that the “BaaS” acronym is backward… The business model […]
AI, BaaS, Banking, predictions, Uncategorized
BaaS
BaaS, strategy
Crazy Train as a Service
Remember the early days of BaaS? Regulators stopped that crazy train before too many banks went off the rails. (A
BaaS, Banking
Educating Banks, Fintechs and Ourselves!
Fintechs and banks need educating, too. The world changed. New platforms, new payment rails, new channels, new ways for small
BaaS, strategy
I “Speak Bank” for Fintechs…
And “speak fintech” for banks. Without a competent translator, bad things happen. The words look the same, but the meanings
BaaS, Banking
Permissionless innovation rapidly disrupts entire industries.
A bank charter is the the opposite. Banks are constrained by what regulators will permit. Innovation must be deliberate, documented,
BaaS, Banking, strategy
Joan Jett’s Advice to Fintechs
A tech partner/vendor must IMPROVE a bank’s reputation with regulators and key customers, otherwise the relationship is a non-starter. Background:
BaaS, Banking
Who really LOVES Microsoft Windows 11?
Banks: Do you really LOVE your core system? We all use two kinds of software:A. Stuff we like and choose
BaaS, Banking, strategy
Forget Mars vs Venus. It’s Chicken & Ducks now.
The Cantonese expression 雞同鴨講 translates to “Chicken-Duck Talk”. Stacy Bishop has a great “cheat sheet” to help fintech ducks translate their
BaaS, Banking, strategy
10 Critical Lessons for Banking in 2026
10 Critical Lessons for Banking in 2026 Here’s what you need to know about the seismic shifts disrupting the banking