I “Speak Bank” for Fintechs…
And “speak fintech” for banks. Without a competent translator, bad things happen. The words look the same, but the meanings […]
BaaS, strategy
Economy, predictions
The Sky Is… Not Falling.
USA markets are up over the last year (except BTC).Even home prices are up (but slightly off May/June peaks). Of
BaaS, Banking
Permissionless innovation rapidly disrupts entire industries.
A bank charter is the the opposite. Banks are constrained by what regulators will permit. Innovation must be deliberate, documented,
BaaS, Banking, strategy
Joan Jett’s Advice to Fintechs
A tech partner/vendor must IMPROVE a bank’s reputation with regulators and key customers, otherwise the relationship is a non-starter. Background:
BaaS, Banking
Who really LOVES Microsoft Windows 11?
Banks: Do you really LOVE your core system? We all use two kinds of software:A. Stuff we like and choose
strategy
A Little Less Conversation…
A little more action, please. If you want to build something amazing…The best and fastest way is to build version
long story
Part of the Herd (But Not A Sheep)
Photo of me in a Finance cost center. The sheepdog is part of the herd, but clearly not a sheep
long story
RIP Scott Adams. You Were Useful To Me.
RIP Scott Adams. Scott influenced me since college. Dilbert was the best comic in the school newspaper. The Dilbert Principle
AI
Dumbing Down Intelligence
Semantics fogged up the windshield. We can’t see the AI revolution clearly. “Word Thinking” makes us nitpick definitions instead of
Banking
The Fed Scandal – I’m Jetpacking
13 general comments about the Fed: NO POLITICICAL OPINIONS EXPRESSED Before you respond to anything on this list, I’m going